How do disability benefits work?
When a plan member is unable to work due to illness or injury, including at work accidents, disability benefits may apply and provide a level of income to assist financially during your absence from work.
Customer Service
Services of an OASSIS Disability Coordinator are complimentary and available to all OASSIS benefit plan members that have disability coverage.
Waiver of Premium
If a member is unable to continue to work due to illness or injury, and satisfies the definition of disability while insured, Canada Life will waive the life insurance premiums for themselves and their dependents throughout the benefit period.
Worker’s Compensation
In the event a plan member will be off work due to a work-related injury, a disability claim should be filed concurrently with a worker’s compensation claim.
Non-Medical Leaves of Absence
If a a plan member departs on any sort of maternity, statutory, unpaid leave, or temporary lay-off, it is important OASSIS is advised, to determine how long benefit coverage remains in tact.